Yes, registration is totaly free and does not commit to anything.

• Individuals, adults, with Spanish nationality
• Individuals, adults, foreigners in possession of a Foreigner Identification Number (NIE)
• Any Spanish company with CIF
• Foreign companies can consult the process at info@inveslar.com

Inveslar is directed towards private individuals, small investors, professional investors and representatives of companies, holding companies, investment funds and institutions of any country in the world (* less than those of a few countries from where we can not accept investment), which are over 18 years of age and have the capacity to invest from the minimum amount of the ticket set for each real estate transaction.

Check the list of countries from where you can not make such investments. Including Afghanistan, Angola, Algeria, Korea, Ecuador, Guyana, Indonesia, Iraq, Iran, Lao PDR, Myanmar, Panama, Papua New Guinea, Syria, Sudan and Yemen.

Yes, if they have the NIE, Nie number

Enter the website of inveslar.com and access the Registration tab. Select the option particular and fill the form with your identification data. Accept the Terms and Conditions of Use inveslar.com and click “Continue”.

You will receive an email to validate the address you reported. If you do not receive it check the Spam folder.

To continue access directly to the “My Data” of your user account where you must complete the following sections:

In “Identification data” you must fill in the fields you have not completed.

In the section “Documentation”:

• If you are Spanish: you must attach in PDF support or similar your ID on both sides.
• If you are foreigner you must, in addition to the passport, attach the Foreigner Identification Number-NIE.

Activate your bank account to accept the “Terms and Conditions of LemonWay”.

If you have any questions please contact with soporte@inveslar.com.

Enter the website of inveslar.com and access the Registration tab. Select the option “company” and fill the form with the information of the legal representative of the company. Accept the Terms and Conditions of Use from inveslar.com and click “Continue”.

You will receive an email to validate the address you reported. If you do not receive it check the Spam folder.

Then you access directly to “My Data” of your user account where you must complete the following sections:

• In “Identification data” you must fill in the fields you have not completed.
• In “Documentation” the legal representative must attach in PDF support or similar your ID card and NIE support in case you are a foreigner, attach the writing of constitution of the company, a document of activity of the company (considered valid any certificate from the Commercial Register, a tax certificate and any document showing tax payment of IVA with a maximum age of 3 months) and other documents you think appropriate.

Activate your Segregated account accepting the “Terms and Conditions of LemonWay”.

If you have any questions please contact with soporte@inveslar.com.

LemonWay was created in 2007 in Montreuil, France, with the aim of providing innovative payment solutions by a team of experts in payments through banks, credit cards and online.

Having an open account with LemonWay involves having deposited your funds safely and under your name, as LemonWay is a specialized entity controlled by a bank.

LemonWay is a safe online system, similar to others like Paypal, offering payment solutions that provide greater safety and efficiency in the transactions made.

Lemonway works in Spain with Banco Sabadell.

For more information: https://www.lemonway.fr

There is no cost but Inveslar is not responsable for the fees your bank could charge you for transfers of funds you do.

In “My Account” you have to make a deposit of funds by bank transfer from an account at your name or through payment by bank card also at your name. As concept of transfer you must indicate your Inveslar client code.

“My Account” is the bank account that you open in your name in a payment institution called LemonWay.

To view information on transfers you have to enter in your private area, in “Enter funds” and under “Bank details”.

Transfers can take up to two working days, like any other bank transfer.

You must enter to the “Investments” section , select the project that best fits your investor profile, decide how much you want to invest in this project, analyze the information available and accept the terms and conditions of the investment contract.

The minimum amount to invest per project is specified in each project.

Inveslar selects properties located in major areas of large capitals, and always governed by five criteria: preferred location, quality of construction of the building, the profitability that can provide the operation and the added value presented by the final product.

Under the criteria of preferred location, quality of construction of the building, profitability that can offer the operation and the added value of the final product, Inveslar prepares a detailed business plan, which is studied in depth if it can be a profitable operation, solid and with a very low risk profile.

Therefore, the returns offered by Inveslar are similar to revaluations available on the market, as it seeks maximum safety and solidity in all its operations.

Inveslar discards speculative and unsafe operations, both for ethical criteria as for investment security.

Inveslar has the best professionals with proven experience in the different areas that affect their activity: in this way, we control internally all processes.

You decide the projects you want to invest, as well as quantity. Inveslar.com presents a comprehensive financial analysis of each of the operations, so you can decide with all possible information. So, you get an overview of the operation, with all the costs associated with each investment, estimated profitability as well as all the details of the product itself.

In Inveslar you will find a property listing for each property with all data and information generated in each operation. We provide users all information related to each transaction. Transparency and efficiency in management are the axes from which we generate the contents of the web. We want the user to have all available information so he can decide with greater confidence.

• A brief summary of the project.
• Complete file of project: project description, characteristics, condition of the property, the propertys environment, community of owners, image gallery and plans.
• Financial information. A detailed description of all financial data of the project.
• Project documentation: all documents generated by a real estate transaction.
• Project promoter: the promoter of the project is the limited company that will carry out the capital increase for the acquisition, renovation and marketing of each property.

Once you've invested in the project, the money is locked in your Lemonway account until it gets covered a 100% of project financing, since you committed your investment.

In the case of the Equity Savings and Flash-Sale models, once covered the process of funding of the project, your committed investment is transfered to the account of “SL Project”, through a capital increase: you will become owner of equivalent shares of your investment over the total target financing, which is the capital increase that will take place. This “SL Project” will be acquiring the property.

In the case of the Lending Savings, Lending Flash-Sales and Lending Fixed Loan models, the profitability is through the acquisition of collection titles to an initial investor that has already invested in the project previously.

In the event that 100% is not achieved and the project is dismissed, the money invested becomes available again in your account, free of charge.

Is constituted a limited liability company (A SL) to which is given entry to individual investors in proportion to their invested capital through a capital increase, being this company that acquires, manages and supervises the marketing of the property.

Lending operations occur when a project is already financed by an initial investor, called a 'pre-funder'. What is acquired is a collection title from the pre-funder to the promoter. The collateral guarantees continue to be the same as in the other operations. That is, the properties related to the chosen project.

Promoters request financing for their projects in the INVESLAR platform

INVESLAR analyzes the projects assigning them a rating that reflects the risks envolved, accepting or not the credit for financing by its investors

If the credit is considered apt, INVESLAR channels the initial contribution through a prefinancer

The loan is granted by a prefinancer, who leaves to INVESLAR its right to charge in a “no loss - no gain” system

The opportunity is published in the INVESLAR Market Place

The investors choose between the available opportunities creating a diversified portfolio in order to reduce the risks

INVESLAR takes care of the payment of fees and recovery, as well as to inform investors through their platform

The corporate purpose is the acquisition, sale and possession of real estate assets and their management, leasing, development, reform and rehabilitation.

Every investment has its associated risks and the real estate market is no exception. Changes that may affect the real estate market may also affect the rental and sale prices. So our work of analysis and realistic projections is fundamental , adjusted to actual market developments.

With sensible and realistic projections, with properties in strategic locations, in properties with quality and added value, we manage to reduce the investment risk very significantly.

To minimize your risk Inveslar advises you to diversify your investment wallet and distribute your money in different projects.

Inveslar works with rentability that meets the average evolution and revaluation of the real estate market, avoiding speculative high risk policies.

In Operation Flash-Sale, profitability is generated through the reform, which adds value to the property and revalues ​​its market price. With a sales target from 12 months, the market evolutes, progresses and generates a profit for the investor at the time of marketing.

In the Operation Savings, profitability is generated through the reform, which adds value to the property and revalues ​​its market price. The property is set for rent with a retail price marked and a marketing target estimated at 36 to 60 months. Monthly, Inveslar brings in to your account the profitability generated by the rental. And when the sale price projected at the start of the operation is reached, the “SL Project” owner of the property (and of the one you have social participations in the case you inverted in this project), proceeds to make the divestment, sprending the capital invested to the partners and the profits obtained from the sale.

In these opportunities, investors finance the project and its construction by a developer through participatory loans. These are opportunities with an estimated term of 12 months. In this type of modality, profitability is linked to the return obtained from the sale of the asset that is the object of the opportunity. At the time of publication on the platform, the promoter sets an estimated sale price and after the construction or reform, proceeds to the sale of the property.

In these opportunities, investors finance the project and its construction by a developer through participatory loans. They are long term opportunities, estimated between 5 and 10 years. In this type of loans, profitability is linked to the rental yield, that is, to the profit obtained from the exploitation of the property that is the object of the opportunity. These loans can be negotiated in our MarketPlace since there are interested buyers.

These are opportunities with an estimated term that ranges between 12 and 60 months where investors grant a fixed rate loan to a real estate developer to develop a certain project. In this case, revenues start to be generated from the first month depending on the interest previously agreed with the developer. In fixed rate loans, the profitability does not depend on the rental or sale of the property, but are received the monthly interests agreed until the promoter amortizes the entire loan, that is, at the end of the period previously agreed on the opportunity. These loans can be negotiated in our MarketPlace since there are interested buyers.

Referring to the “Project Information” of each project, always available on the website of inveslar.com.

The Company shall be dissolved at the time the asset is sold, proceeding to its immediate dissolution and liquidation.

Meetings will be convened and held online.

You can see the costs in the Business Plan.

If a tenant fails to comply with its payment obligations, the mechanism is the same as with any other default: activatie collection management, initiating appropriate claim procedures.

You receive the benefits in concept of dividends in the Equity Savings and Flash-Sale models and are taxed differently depending on whether you are a fisical person or a legal entity. In all Lending models you receive the benefits as interest.

In the case of Patrimonial Operation, each month you receive the income of the profits generated by the rent in “My account”. And the gains on the sale, once it has occurred. In the case of the Lending Fixed Loan model, you will receive your benefits from the first month of the moment of your investment with a fixed predetermined interest rate.

At your Inveslar account you already created, through the secure payment platform LemonWay. From there you can transfer them to the account you want, to the bank you indicate, without commissions of any kind by Inveslar.

Like any other return of moveable capital.

It is generally taxed on dividends received as investment income in the income tax savings by 2015 according to the following scale:

• Up to € 6.000 at 19%.
• From € 6.000 to € 50.000 at 21%.
• From € 50.000 and up to 23%.

Dividends will be subject to a retention of 19% (payment of income tax).

From Inveslar we recommend that you always have a qualified professional advisor when making the Statement of Income.

If you have a stake of less than 5% of the company, dividends are included in the tax base of corporate income tax, taxed at the tax rate that applies to the company that invests. Dividends are subject to withholding tax of 19%.

If you have a stake equal to or greater than 5% of the company, dividends are exempt from taxation and therefore not included in the tax base of corporate income tax. Also, dividends are exempt of withholding.

Note: as a requirement you need to possess participation of more than one year prior to the date of dividend distribution agreement or maintain participation later in the time required to complete the one year term.

From Inveslar we recommend that you always have a qualified professional advisor when making the Statement of Income.

Inveslar is responsible of practicing the withholding of dividends distributes to investors and of liquidating the corresponding payment to the tax agency. It also performs an annual briefing of dividends paid and withholdings made. This tax information should be reflected in the draft of your income tax return.

Inveslar is an online real estate investment platform that allows individuals and companies to invest in real estate purchase in order to get returns for the rental and future sale.

Inveslar gives you the opportunity to invest in real estate in an efficient, agile and quick way, because Inveslar is responsible for carrying out all legal, administrative, bureaucratic and management procedures required for the acquisition of a property.

Nothing. Projects and holdings of each investor are independent because they are limited companies owning a real estate asset. They would remain in place, and a new administrator for management would be sought.

Available money deposited in the account on behalf of each inverter can be withdrawn at any time.